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The Wealth Express - Fast and Smart Ways to
Infinite Riches!
Table of Contents:
INTRODUCTION
SECTION A: Rich Food For Thought
CHAPTER 1: Set Up Your Mind
CHAPTER 2: Know The Difference
CHAPTER 3: Think And Act Rich
CHAPTER 4: Enhancing Your Money Consciousness
CHAPTER 5: Controlling Your Fears
SECTION B: Importance of Financial Knowledge and Preparations to
Creating Wealth
CHAPTER 6: Why The Need For Financial Knowledge
CHAPTER 7: From One Income To Another
CHAPTER 8: From “Not To Be” to “To Be”
SECTION C: Business Ventures and the Measure of Wealth
CHAPTER 9: Friendly Financial Advice
CHAPTER 10: Moneymaking Ventures to Choose From
CHAPTER 11: How Rich is Rich?
INTRODUCTION
A few years ago, I was strolling by the seacoast to get some
fresh air. It was almost six in the afternoon on a hot humid day.
Between where I am and the sunset, there were rows of yachts all
over. I realized I was near a yacht club. Admiring the yachts, I
said to myself: “Sure must be fun to own a yacht like that” as my
attention was focused at one of the yachts which was strikingly more
sophisticated than the others. I have always been fascinated by
boats ever since I was a kid though owning one never really occurred
to me. Again, I said to myself: “Only the rich can afford it.”
Although the thought of getting rich crossed my mind, I never took
it seriously at first. But somehow, I began to wonder if it’s really
possible for a nobody like me to become a millionaire someday.
Something inside me told me to dig deeper, to know more about
acquiring or creating wealth even if it seemed unattainable. I’ve
heard of true stories about self-made millionaires. I’ve heard of
stories about people who started from scratch and turned it into
millions. So I asked myself: “If others can do it, why can’t I?”
Another reason (and probably the main reason) that prompted me to
dig deeper was the thought of being an employee all my life, working
from nine to five, seemed to get me nowhere. This led me to ask
myself: “What’s life going to be financially when I retire?”
followed by a remark: “I have to do something about this.”
That was almost five years ago and I’m glad I talked myself into
doing something that will change my life, and change it did. I still
don’t own a yacht, attending to my other priorities first. But I’m
well on my way to owning even a small one.
I’m even more glad that you’ve decided to take a look at this book.
It’s my turn to share with you what I have learned during those five
years and I am confident that the contents you will find within this
book will benefit and change your life as it did mine.
I believe that if more people could learn ways to improve their
lives through helping each other, the world will be a better place
to live in. The time will come when those being helped are the ones
who will be helping those who have helped them before (reciprocation
of favours, which is advantageous to all concerned).
I am sure you are aware that learning is a never ending process.
Learning starts anywhere, anytime; but it never stops, no matter
when, no matter where, no matter what. Even if you are learning a
subject on which you are familiar with or you are an expert on, you
will still continue to learn new things about the same subject. And
there’s an even more enormous amount of things to learn about
subjects which we are not familiar with, especially when we are in
the era of a fast changing world.
The same thing is true to creating wealth. It is a never ending
process of learning wherein new ideas are introduced and it is in
these new ideas that somebody like you and me can make money.
Some of the ideas you will learn, once analyzed, are common sense
thinking that you may have overlooked or have never bothered to pay
much attention to before. And there are ideas in this book that you
think have never made sense before, but they shall seem to make
sense after you have given them a second thought.
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How the Book is Structured
I have structured this book into three sections:
Section A covers the area which is the core or most important aspect
of creating wealth: our thoughts. How our mind works and should work
towards creating wealth is extremely essential. What's in our head
will determine where we are headed. Our thoughts and ideas are our
navigational aids that will direct us to create wealth.
Section B emphasizes the importance of financial knowledge to create
wealth. It also covers preparations needed and different steps to
take in order to get started. This section discusses how to stay on
the path of acquiring wealth, until it is achieved.
Section C covers the types of businesses and investments which you
can get involved in to attain financial success. You will get to
know when or at what stage you can consider yourself to be
financially stable without relying on somebody else’s financial
help.
I have written this book in a simple, straightforward, stress-free
reading format so that people like you and me with varied interests
and professions can comprehend the teachings with ease. It doesn’t
require any particular, special, or highly technical skill in any
field of expertise to be able to know all the things that evolve in
the world of creating wealth. You’ll be amazed that most of the
ideas are quite basic in nature. A lot will be gained once you spend
(or shall I say invest) some time to go over it.
We all have this hidden talent to create wealth. We just need to
utilize it and to harness all the potentials it holds.
Our mind and all the thoughts that go through it and all the things
that surround us physically can be compared to a chef who has all
the ingredients around him. All he needs to do is cook his
specialty. How it will taste depends on the chef’s talent. The
resulting dish is like wealth ready for us to enjoy.
Allow me to be clear and specific. We are here to learn to create
wealth within legal means. We are NOT here to learn how to gamble to
win in order to create wealth.
Let me also remind you that creating wealth takes patience,
dedication, and an open mind.
I think it’s time to get to work, so let’s get rich.
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SECTION A - RICH FOOD FOR THOUGHT
Chapter One - Set Up Your Mind
You are what you want to be. Just like you are what you eat, it
also follows that you are what you think. If you set your mind to
work for somebody as an employee, you will look for a job and you
will be satisfied working as an employee. However, if you set your
mind properly to attain financial freedom, you will find means of
getting wealthy without the pressures and hassles of working for
someone else.
It seems that the mindset of many people is almost always
pre-occupied with working as an employee that they forget or
unintentionally ignore to cross the line, to see how they can create
real wealth. Just like a coin, they never bothered to look and to
find out how it feels to be on the other side of it
Are you aware that the word “job” fits as an acronym for “just over
broke?” And rightfully, the meaning does make sense. Having a job
(as an employee) lets you earn just enough to cover your daily
expenses. If you lose your job, you’re broke. Having a job or
working as an employee for somebody means your privileges are
limited and confined. Although your income is guaranteed, it is also
limited. You see, employers pay just enough so that employees don’t
quit. Consequently, employees work hard enough just so they don’t
get fired. Subconsciously, if you are an employee, the creative side
of your mind is not put to work in full capacity. You may be making
somebody rich but definitely, that somebody is not you. You
surrender control of your finances to somebody and you are at
his/her mercy. If his/her business go down, you go down with it. If
it goes up, it goes up alone. Most likely, you stay as you are. To
surrender one’s finances to somebody is like having your future
shaped in somebody else’s hand, not on your own.
I’m not saying that employers are bad. They provide jobs and it’s
good. I’m just painting a picture of one of life’s realities which
we hardly notice at times. If you go to business, you eventually end
up as an employer yourself. I’m just opening the financial area of
your mind.
Consider this: Palms facing up is receiving, kind of similar to
begging. Palms facing down is giving. Employees receive. Employers
give. How do you want your palms’ position to be?
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The Rat Race
The fact that you’re reading this book confirms that you have
crossed the line and have taken interest to create wealth, an
all-important factor to financial security. Congratulate yourself
because your initiative just introduced you to a world out of the
“rat race.”
What is the “rat race?”
Every morning, you get up and prepare yourself to go to work -
shower, breakfast, get dressed, travel by bus/train or drive your
car, work from nine to five, get home to your family and have
dinner, watch television or read the papers, then off to bed till
the next morning.
You get two to three weeks paid vacation/sick leave each year and
occasional overtime work. You get paid by your employer for your
services every payday. If you don’t like your job anymore, you find
another employer for better pay. Year in, year out, it’s the same
routine. You work for somebody else, not for yourself. You focus
your efforts in making somebody else richer. That is the “rat race.”
Let me ask you: “If you have ever been an employee or if you are
still one, honestly, do you like this feeling?”
I believe you’ll agree that as an employee, your world is confined
and limited to certain and specific information only. You hardly
have time for other activities. You cannot diversify. And the only
solution is to go outside this confinement, into the open, and
venture into a wider field.
As an employee, you hardly learn anything new. This limits your
knowledge potential, virtually crippling your mind.
Another disadvantage you get for being an employee is that your
income is limited. An average employee earning an average salary, if
you compute, could hardly put aside a certain amount of money for
savings for his/her future use. Even an above average employee who
could put aside some savings could hardly have enough for retirement
use. It is pointless to compute the savings of below average
employees, they are lucky if they don’t get debt-ridden.
All too often, people are trapped in this race that they never
bothered to know where they are headed. They only notice it at times
when they run short of cash for unexpected expenses or when they
realize what will happen to them when they reach retirement age. And
still they forget about it and do nothing to improve their lives.
You must realize the need to get out of the “rat race” as early as
possible. To achieve this, you need to change your way of thinking -
from thoughts of working as an employee for someone else, to
thoughts of being in control of your own time and money. This
doesn’t mean you have to quit your day job right away. You could
spend your free time learning and actually implementing moneymaking
activities while still working as an employee. Once you’re
financially secured and have enough knowledge on acquiring wealth,
that’s the time to get out of the “rat race” and start enjoying your
life.
As you will see, creating wealth is making more money in lesser
time, in comparison to what you are presently doing. It is like a
graph with the horizontal axis representing time and the vertical
axis representing money. The more steep the graph, the better it is.
Once you are out of the “rat race,” you continue to work This time
you work for yourself and not for other people. When you work for
yourself, it does not mean that you’re being selfish; you’re just
being smart. Nobody’s going to look after your financial security
except yourself.
The bottom line is this: It is all right to be an employee, but
don’t stay as one for long. I’m talking from experience. Better do
something about it now.
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